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Loan Details

Loans are not automatically renewed. To request a renewal, fill out the simplified form. Your credit rating will not be affected if you repay your loan on time. If you cannot repay your loan on time, contact our office to discuss terms. If your cheque is returned NSF, an additional fee will be charged

Responsible Lending Policy

Online loan applications are evaluated to ensure and confirm that you, the borrower, have the ability to repay your loan. This means we will:

Verify that your salary or sources of income meet our requirements.
Check that you do not have an excessive number of NSF payments on your bank account.
Determine the amount of your recurring housing expenses and other credit or lease contract payments that may interfere with your ability to repay your loan.

Following this analysis, if your file meets all our criteria, your request will be accepted.